Cash out refinance loans made just for investors whether
you’re a seasoned investor or a first time rental owner.
Access your cash in as little as 14 days.
Cash-out Refinance options are available for single-family
rental (SFR), PUDs, 2-4 units and rental condos.
Having problems with income verification? That’s ok.
Steer clear of income verification with a DSCR or bank statement loan.
Maximize your returns with robust capital, high leverage,
competitive rates and a variety of loan options.
Forget searching for pay stubs and old W-2s.
Our platform eliminates these time-consuming, manual tasks.
A variety of rental loan options and a dedicated team will
help maximize your ROI and create a simplified experience.
30-year fixed rates
Rates as low as 6.85% +
Interest-only options available
5/1 + 7/1 ARMs fully amortizing
No prepayment penalty after 3 years
*Up to 75% - Up to 70% LTV if vacant
FICO as low as 660 (soft pull on Equifax & Experian)
Loan Amounts $75,000 to $2,000,000
Max Cash out up to $500,000
*Cash Out: 6 month seasoning for up to 75%
of appraised value for occupied property, 70% for vacant property.
What is a DSCR loan?
Our long-term rental loans are also known as debt service coverage
ratio (DSCR) loans or no-income mortgages. What does this mean to you?
No tax or personal income document needed
Loans are based on rental property cash flow
Flexible qualification guidelines
No credit hard pull
Real Estate Investment Capital Funding
5900 Balcones Drive Ste.100
Austin Texas 78731
(888) 379-1114
*All loans R.E.I. Capital Funding brokers, are funded by proud members of the American Association of Private Lenders.