DSCR Loans
Build your portfolio faster!
Loans based on properties cash flow!
No personal income, no employment verification needed!
30 Year Fixed Rate Interest Only Available
Qualification based on property cash flow.
Credit scores start at 660
No personal income, no employment verification needed
Up to 80% LTV
Loans up to $1.5 Million, $75k minimum
No limit on total number of properties
Purchase and cash out (or rate and term refinance)
Properties can be in LLC's name
Non-warrantable Condo's ok
DSCR Loans
- Debt service coverage ratio loan
- Based on the cash flow of a rental property and the loan payment
- No tax or personal income documents needed
- Much easier to qualify for than traditional mortgages
- Covers all types of rental properties
- Build your rental portfolio much faster
DSCR Loans Are Fast & Easy
- Faster closing times
- No income verification required
- Unlimited cash out
- As little as 20% down payments
- Interest-only loan option available
- Both long-term and short-term rentals are eligible
- No maximum number of properties
Lending Area: AL, AR, AZ, CA, CO, CT, FL, GA, IL, IN, KS, KY, MA, MD, MI, MN, MO, NC, NJ, NV, NY, OH, OK, OR, PA, SC, TN, TX, VA, WA, WI and WV, as well as Washington D.C.